Fixed Maturity Plans or FMPs, have staged an amazing comeback in the Indian Mutual Fund industry

It is raining FMPs (or fixed maturity plans) as mutual funds in India are scrambling over one another to launch new fixed maturity plan (FMP) offerings

The reason for the popularity of FMPs (fixed maturity plans) is multifold- Investors in Indian MFs are looking to FMP schemes as a safe alternative to liquid mutual funds, with better returns and more tax friendly policies





New Fixed Maturity Plans News

FMP Returns & Taxation  2013 : Why You Should Consider Investing in FMPs in 2013

FMP Returns & Taxation 2013 : Why You Should Consider Investing in FMPs in 2013

Why FMP returns in 2012 and 2013 have made FMPs the preferred debt fund investment in 2013 FMP returns in 2012 have been really good- in many cases, the returns from FMP investments have beaten debt fund benchmarks. No wonder that FMPs form the highest category of mutual... [Read more...]

FMP India Insights

5 Reasons To Invest in FMP Fixed Maturity Plans Today

5 Reasons To Invest in FMP Fixed Maturity Plans Today

FMPs (Fixed Maturity Plans) are a good option, if you are an Indian, you are wondering where to invest in India today Why consider FMPs or Fixed Maturity Plans : The equity or share market has crashed The debt market has crashed Fixed deposits (FDs) have poor post tax... [Read more...]

New India FMP NFO offers

DSP Blackrock Series 123 – A new FMP fund offer from  DSP Blackrock launched in October 2013

DSP Blackrock Series 123 – A new FMP fund offer from DSP Blackrock launched in October 2013

DSP Blackrock Series 123 : New FMP Offer : October 2013 : Summary The wave of new FMP offers continues with another FMP from DSP Blackrock. The FMP has a maturity of 12 months, thereby qualifying for indexation benefits. DSP Blackrock is a well respected mutual fund with tremendous... [Read more...]

Past India FMPs

Sundaram Fixed Term Plan AJ-FMP NFO review

Sundaram Fixed Term Plan AJ-FMP NFO review

Sundaram Mutual Fund has launched a new FMP NFO- The Sundaram Fixed Term Series AJ Sundaram Mutual Fund has reiterated its focus on fixed maturity plans by launching a new fund offer (NFO) in the FMP category called the Sundaram Fixed Term Series AJ. The liquidity issues and... [Read more...]

FMP Fixed Maturity Plans NewsLatest India FMP Fixed Maturity Plans News

FMP Returns & Taxation 2013 : Why You Should Consider Investing in FMPs in 2013

October 21, 2012 | 4 Comments

Fixed Maturity Plans (FMP MF) stage a comeback

November 5, 2009 | 5 Comments

Fixed Maturity Plans (FMPs) out of favor with institutional investors?

January 17, 2009 | 1 Comment

Close-ended funds such as FMPs to be listed on exchanges today

December 12, 2008 | Leave a Comment

ICICI Prudential MF FMPs given high AAAF ratings by Crisil

December 6, 2008 | 9 Comments

Corporates now like FMPs of less than 3-6 months duration

November 27, 2008 | 1 Comment

“90% of FMP assets were rated AAA or A1+”

November 23, 2008 | Leave a Comment

High FMP redemptions by corporates leads to erosion in MF assets

November 22, 2008 | 2 Comments


Past Fixed Maturity Plans FMPs NFOsPast India Fixed Maturity Plan FMPs NFOs

Sundaram Fixed Term Plan AJ-FMP NFO review

January 1, 2011 | 3 Comments

Birla Sunlife Mutual Fund has launched a new FMP – Fixed Term Plan Series CK

December 30, 2010 | Leave a Comment

ICICI Prudential Fixed Maturity Plan (FMP) Series 53 – 18 Months Plan A

December 23, 2010 | 6 Comments

Axis Mutual Fund FMP- Fixed Term Plan Series 2 (371 days)

March 20, 2010 | Leave a Comment

Franklin Templeton Fixed Tenure Fund – Series XIII – Plan A

December 30, 2009 | 2 Comments

Tata Fixed Maturity Plan Series 25 – Scheme C – Retail Investment Plan

October 30, 2009 | 1 Comment

ICICI Prudential Fixed Maturity Plan Series 49 – 3 Years Plan B

October 30, 2009 | Leave a Comment

Fortis India Mutual Fund Investments launched new FMP- Fixed Term Fund – Series 16 B

October 30, 2009 | Leave a Comment

Franklin Templeton India FMP- Fixed Tenure Fund – Series XII Plan B (3 Year)

October 12, 2009 | 4 Comments

ICICI Prudential New India FMP-Fixed Maturity Plan Series 49 – 1 Year Plan C

October 12, 2009 | 4 Comments


FMP Mutual Fund Schemes Dominate- Fixed Maturity Plan schemes form a key chunk of recent Mutual Fund new fund offers (NFOs)

Fixed Maturity Plan FMP India MF NFOs (new fund offers) have dominated new offerings by mutual funds in India in recent months. The new Government regulations have probably played an important part in restoring confidence in Indian FMPs (fixed maturity plan schemes). Investors feel more secure that the investments of FMP MF schemes are in good quality bond paper of the right maturity

India MFs such as Kotak, Franklin Templeton and HDFC are launching new FMP (fixed maturity plan) NFOs

Across the board, FMP new fund offers(NFOs) are being launched by various India Mutual Funds such as Kotak, Franklink Temptleton and HDFC. The maturity of these FMP offerings vary from just over a year to more than 3 years.

Institutions in India in particular, are showing their marked preference of FMP fixed maturity plans over liquid mutual funds

FMP Fixed Maturity Plans are superior to liquid funds in returns and taxation,albeit with a technically slightly higher risk. As a result, institutions are preferring to invest in FMPS rather than liquid funds.

FMP Fixed Maturity Plans in India have only one disadvantage now- poor liquidity

Though FMP Fixed Maturity Plans in India are supposedly freely tradable in the market, the lack of trades in the bond market , make Fixed Maturity Plans quite an illiquid investment. This is the only real disadvantage of FMP Fixed Maturity Plans as an investment avenue in India, but this is definitely not a concern if the investment horizon of the FMP Fixed Maturity Plan is in keeping with the maturity of the FMP